December 3rd, 2008
Latest news: Fiskal = 3 jt buat non-NPWP (still not official) POSTED AT 03:34 PM Paksa Punya NPWP, Tarif Fiskal Bakal Tiga Kali Lipat JAKARTA, SELASA - Tarif fiskal untuk masyarakat yang bepergian ke luar negeri akan naik berlipat mulai awal 2009. Tarif baru akan menjadi tiga kali lipat atau naik sebesar 200 persen dari tarif saat ini. Kalau tahun ini Anda rnelancong ke luar negeri dengan menggunakan pesawat udara hanya merogoh dompet untuk fiskal sebesar Rp 1 juta, maka tahun depan nanti tarif fiskalnya menjadi Rp 3 juta per orang. Untuk perjalanan ke luar negeri lewat laut tarifnya akan meroket dari Rp 500.000 menjadi Rp 1,5 juta per orang. Demikian juga dengan perjalanan via darat tarif tahun depan bakal melompat menjadi Rp 600.000 per orang. Direktorat Jenderal Pajak memang belum memutuskan tarif itu secara resmi. "Saat ini besaran tarif itu masih digodok," kata seorang pejabat di Direktorat Jenderal Pajak, Senin (1/12). Tarif resmi itu nantinya akan tertera dalam beleid Peraturan Pemerintah (PP) tentang Tarif Fiskal Luar Negeri. Ditjen Pajak dan Departemen Hukum dan HAM saat ini masih membahas rancangan PP tersebut. Direktur Harmonisasi Peraturan Perundang-undangan Departemen Hukum dan HAM Wicipto Setiadi mengakui adanya pembahasan rancangan PP tarif fiskal itu. Namun Wicipto enggan menjelaskan soal besarnya tarif fiskal. "Pembahasannya belum selesai," elak Wicipto. Direktur Jenderal Pajak Darmin Nasution juga tidak memberi jawaban atas konfirmasi KONTAN. Darmin hanya menyatakan, "Sebaiknya, semua wajib pajak yang ingin keluar negeri untuk membuat Nomor Pokok Wajib Pajak (NPWP)," kata Darmin, diplomatis. Memang, orang yang sudah mengantongi kartu NPWP tak perlu risau dengan tarif ini. Fiskal sebesar itu memang hanya untuk mereka yang belum memiliki NPWP namun suka bepergian atau berbisnis ke luar negeri. Ditjen Pajak menetapkan batas akhir pengurusan NPWP pada 31 Desember 2008 ini. Namun orang yang baru memegang NPWP pada tanggal 31 Desember 2008 akan tetap terkena tarif fiskal baru bila bepergian pada Januari 2009. Maklum, gratis fiskal itu berlaku bila jarak antara pembuatan NPWP dengan keberarngkatan ke luar negeri minimal satu bulan. Kenaikan tarif yang besar itu adalah cara Ditjen Pajak untuk mendongkrak penerimaan pajak tahun depan nanti. Maklum target pajak 2009 nanti membengkak menjadi Rp 697 triliun dari target tahun ini yang cuma sebesar Rp 580,2 tribun. Selain itu, kenaikan tarif ini juga untuk memanfaatkan sisa waktu penerapan fiskal yang akan berakhir pada 31 Desember 2010. Sebab mulai awal 2011 nanti, pungutan fiskal ke luar negeri sudah bebas tanpa syarat bagi semua masyarakat. Ketentuan itu adalah amanah pasal 25 ayat 8a Undang-Undang Nomor 36 Tahun 2008 tentang Pajak Penghasilan (PPh). Anggota Dewan Perwakilan Rakyat (DPR) sepertinya tidak berkeberatan dengan kenaikan tarif fiskal sebesar 200% itu. "Kami bahkan mengusulkan kalau perlu tarifnya Rp 5 juta," kata Anggota DPR dari fraksi Golkar Melchias M. Mekeng. Namun Ketua Harian Yayasan Lembaga Konsumen Indonesia (YLKI) Husna Zahir berpendapat, untuk menaikkan tarif fiskal perjalanan ke luar negeri, pemerintah sebaiknya menyerap dulu aspirasi masyarakat. "Pungutan itu untuk apa? Sudah tidak ada lagi negara yang memungut biaya fiskal untuk bepergian ke luar negeri," kata Husna. 4 scratches
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November 29th, 2008
Tanpa NPWP, Pajak Fiskal = 5 Juta POSTED AT 01:24 AM Recently, it comes to my attention that Indonesian Citizen has to register NPWP (sth like Tax Register Number) starting Jan 2009. Without which, they have to pay Pajak Fiskal (Fiscal Tax) of Rp 5 million (around S$625) when flying out from Indonesia. But if you do have NPWP, you don't need to pay single tax. Even so, due to uncertainty, irregularity and inconsistency, most Indonesian don't register the NPWP. It's not clear how Indonesian working abroad can register their NPWP and has to prove that they already paid tax abroad (In case you don't know, Indonesia and Singapore has Double Taxation Agreement, meaning if you already pay tax in Singapore, you don't need to pay in Indonesia, vice versa) I still remember one time, during discussion with friends.... asking me why would I take pink IC. One of the reason is of course, the stupid Fiscal Tax that only 'punish' their own citizens. The amount was Rp 1 million before and blue IC can have up to 4 times per annum free of fiscal tax. Now, it will be raised to 5 times. Of course, during that time, I was rebutted that even without pink IC, I can still enjoy 4 times free fiskal. Even so, I did=dn't know for sure that Indon Gov want to increase their taxes for travelling abroad. Looking on hindsight, it further reinforces my view that taking pink IC is much better off. Now that the rule change, it is uncertain whether blue IC need to pay fiscal tax or not. NPWP is required if you work in Indonesia, but what about people working abroad? The regulation is not very clear on this one. With all the recent policy changes, it signals to public that Indonesian citizens are discriminated by their own government. How can Indonesia Government commit to ASEAN Open Sky Policy if there is so many 'tax' involved for their own citizens? Source: http://www.pajak.go.id/index.php?view=article&catid=72&id=8146 Correction: Previously I said 2.5 million Rp, but it seems like it is 5 million Rp instead |
November 26th, 2008
End of 'free' financial advice POSTED AT 04:04 PM I would like to see this happening in Singapore soon. MAS, take a look! The Financial Services Authority (FSA) has outlined new guidelines that effectively outlaw commission payments, which have been seen by many consumers as a way of getting "free" advice. The FSA has made it clear that it is concerned that these payments are used to disguise the cost of financial products, and may create bias in an adviser's recommendations. A spokesman for the FSA said it hoped its proposals would restore consumers' trust in the financial services industry at a time when many "need real help and advice with their retirement and savings planning". The changes are due to come into force in 2012. The regulator's review contains three key proposals. Probably the biggest change is to the way advisers are remunerated. For the first time all advisers, whether they are independent financial advisers or sales agents, will have to declare and agree with the customer in advance exactly what the advice costs. Consumers will then have the option of paying for it in advance or opting for the cost to be taken from their savings over a period of time. A spokesman for the FSA said: "Commission as we know it will disappear for ever. We want to sever the providers' involvement with the advisers' fees." The FSA has not ruled out banning commission completely at a later date. Another major change is that all advisers will now have to take advanced qualifications, equivalent to the first year of a degree course, if they are offering full advice to consumers. At present 80pc of advisers do not have these qualifications. Andrew Fisher, the chief executive of Towry Law, a firm of financial advisers, said: "This is brilliant news for consumers. The smoke and mirrors, lies and obfuscation that have been used to disguise consumer fees will be stopped. "Individuals thought that commission meant 'free' advice but it was always paid for, either by raising product charges or by reducing the value of a consumer's investment. For the first time, any commission charge will now explicitly be linked to consumers' savings and will have to be agreed upfront." The FSA said its framework would provide a mix of services, so "less sophisticated" investors who could not afford to pay for full advice were not excluded. Many companies are expected to offer "guided sales", where consumers are given basic financial information. If this led to a recommendation to buy a certain product, however, the sales person would still be required to have the appropriate professional qualifications and be upfront about any product charges. The FSA said: "It must always be made clear at the outset whether consumers are paying for independent advice or a sales service." Trevor Matthews, the president of the Chartered Insurance Institute said these proposals should "kick-start" the process "of moving to higher levels of competence and and professionalism". He added: "The biggest challenge for the long term future of this industry is to restore trust in financial services, which has been dented for too long." He said today's proposals go some way to addressing this issue. David Elms, the chief executive of IFA Promotion, said he welcomed the proposals but was awaiting details on how they would be implemented. He added: "We want to see the same standards applied to all advisers, whether they are recommending products from across the spectrum of providers or selling just one company's products. "This should enable consumers to understand the choices available to them." |
November 22nd, 2008
with COE of $2, what is recession? :) POSTED AT 09:55 PM With the recent $2 COE, the price of small car is getting very cheap... Showroom is flocked, and people forget about recession for a while
Cheaper price indicates the price for Off-Peak Car
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November 15th, 2008
Sunset View from Marina Barrage POSTED AT 04:13 PM if you haven't been there, it is a must go place
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November 14th, 2008
Cleaner mauled by provoked white tiger POSTED AT 04:39 PM The incident happen yesterday at Singapore Zoo For more information... refer to this: http://www.straitstimes.com/Breaking%2BNews/Singapore/Story/STIStory_302154.html
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November 10th, 2008
If GM and Ford is bailed out, US is certainly a communist country now POSTED AT 12:08 PM Think about it.... all the capitalism idea is a bu11 sh1t... when private company is making money, it is capitalism, but when GM and Ford indicates they might be running out of money before year end, they seek for government bailout... What a mess? And they are using and excuse of millions of workers in risk of retrenchment. Let's face it, with or without goverment bailout, GM and Ford are doomed to fail, and this millions of workers will still out of job eventually. The difference is, if bailout is approved, the US goverment is worse off 50 billion dollars, compared to no bailout. Why not, use that 50 billion dollars to help those millions of workers to cope with downturn? And quickly direct the resources to do other things? The CEO is rich enough eventhough the company is bleeding money every day... why must they be helped? It is even worse than communist country, because the bailout is only for rich guys, the workers are still worse off anyway...
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November 5th, 2008
Obama wins a landslide victory in US votes POSTED AT 03:31 PM With almost all of the votes counted in, Obama is more or less confirmed as the first Black president in United States. It really shows that everyone can be somebody in US. Hope that he can deliver all his promises during his campaign. |
October 28th, 2008
Amazing Waltz POSTED AT 11:45 PM Didn't expect hsm3 to pull a nice waltz in the final installment
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